General Terms and Conditions of Usage/Legal Notices/Disclaimer for DZ BANK AG's Website

Content usage rights
The web pages, their programming, contents, design and structure are subject to intellectual property rights such as copyrights, trademarks and rights under competition law. Copyright notices and brand-names may neither be modified nor removed. Our web pages, their contents (texts, images, programmes) and the layout of the individual web pages may neither be copied, distributed or stored for the purpose of retrieval or online access (inclusion in other websites) in modified or unmodified form, in whole or in part without prior written consent. Only non-commercial, private usage within the limitations of the Copyright Act is permissible.

Source of information/time quotes/delay of data
Information is provided by DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main, in the framework of an exclusive collaboration with vwd Vereinigte Wirtschaftsdienste AG. German security prices and funds prices originate from Deutsche Börse AG, boerse-stuttgart AG and the funds companies. Other price information is provided by vwd Vereinigte Wirtschaftsdienste AG. News is provided by Dow Jones Newswire GmbH and SmartHouse Media. All other information originates from vwd Vereinigte Wirtschaftsdienste AG. Please consider that certain financial data, e.g. stock exchange prices, are displayed with a small time delay (generally in the order of 15-30 minutes). Moreover, many time quotes are reported in Greenwich Mean Time (GMT).

Liability for content/information
Diligent care has been taken in acquiring and providing the information included and posted on this website. Nonetheless, DZ BANK AG and its third-party information providers accept no liability for the correctness, completeness, timeliness, precision or accessibility of the stock exchange and economic data, market rates, indexes, prices, general market data or other content made accessible for retrieval and display on this website. DZ BANK AG has not verified all the information on which the documents are based. DZ BANK AG assumes no liability for losses incurred as a result of or are in any way connected with the distribution/usage of these documents/information.

Consultation/Investment recommendations
The publications on DZ BANK's website should in no way be constituted as a substitute for qualified investment consulting nor should they be considered as a recommendation to buy respectively sell securities, futures contracts or any other form of financial instrument. The documents and information provided on this website are intended exclusively for informational purposes and, as such, can in no way be deemed to replace a qualified personal investment consultation. Any decision to effect an investment in securities, futures contracts or any other form of financial instrument should be founded on such a qualified personal investment consultation rather than on the basis of the documents and information on this website. The documents and information on this website may become outdated as a result of current developments, without them necessarily being updated to reflect these developments.

The inclusion of these documents and information in the Internet does not constitute an offer to purchase securities, futures contracts or any other form of financial instrument.

Links to lower-level web pages and folders (deep links, img links) are only permitted with prior consent from DZ BANK AG. However, it is possible to link to DZ BANK AG's homepage in an appropriate context without separate consent. DZ BANK AG does not claim ownership to the contents of those third-party websites linked from DZ BANK AG's website. DZ BANK AG does not accept any responsibility for the contents of linked websites, in particular with respect to modifications to said web pages after the links have been set up.

DZ BANK AG's web pages may only be included in a frame structure with prior written consent from DZ BANK AG.

Brand names
The following names and abbreviations are registered brands of Deutsche Börse AG: Deutsche Börse, FWB, Neuer Markt (word-picture mark), SMAX, European Energy Exchange EEX, Eurex, Xetra, DAX, NEMAX, MDAX, SDAX, CDAX, HDAX, VDAX, JEX, REX, PEX, Xelsius, XTF Exchange Traded Funds, ExServes, TRICE, Vision&Money, SCHATZ-FUTURE, xlaunch, Newex, Newex New European Exchange. All other product descriptions mentioned herein serve exclusively as a means of identification and can be brands and / or registered brands of the respective company. The Dow Jones IndexesSM are compiled, calculated and distributed by Dow Jones & Company, Inc.; their use is subject to a license. All the content of the Dow Jones IndexesSM is copyright protected: © 2003 Dow Jones & Company, Inc. CME market data and S&P indices are property of Chicago Mercantile Exchange and their licenser, which reserve all rights. Copyright notes and brand names may neither be changed nor removed.

Notes on E-mail communication
Communication per E-mail has certain disadvantages due to technical reasons. For example, unencrypted E-mail messages sent via the Internet may be read by unauthorised persons (lack of confidentiality) or even changed (lack of integrity). The sender of an E-mail may also be changed (lack of authenticity). Please note when sending E-mails to DZ BANK AG, that this form of communication does not guarantee the confidentiality or security of the message. Therefore decide very carefully which information you want to send us per E-mail.

We are currently still not able to offer you a generally recognised signature and encryption procedure to secure E-mail communication. As it is possible to change the sender of an E-mail and the contents of an E-mail message, we reserve the right, for both your safety and ours, to ask for return confirmation before we accept the content of the message as binding for us. Please do not send us any unsolicited advertising or any orders per E-mail.

At the end of the page you can find DZ BANK AG's general terms and conditions.

Applicable law and place of jurisdiction
The usage of DZ BANK AG's website is subject to the laws of the Federal Republic of Germany. Place of jurisdiction is Frankfurt am Main.

Last updated: 02/2011


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